Kenyan users seeking to link PayPal to M-Pesa app for seamless withdrawals and deposits have new options amid recent updates to the integration, allowing freelancers and online earners to transfer funds efficiently between the platforms.
With the Thunes-powered service set to discontinue on August 16, 2025, the M-Pesa super app becomes the primary hub for PayPal M-Pesa transfers, simplifying how to withdraw PayPal to M-Pesa and deposit M-Pesa to PayPal.
This shift, announced by Safaricom and PayPal, addresses long-standing demands for faster, app-based transactions in Kenya’s digital economy.
The transition highlights Kenya’s growing role in global fintech, where M-Pesa’s 50 million users intersect with PayPal’s international network. Previously, users relied on the paypal-mobilemoney.com portal for linking and transfers, but the upcoming shutdown necessitates switching to the M-Pesa app.
Step by step on linking Paypal to Mpesa
To begin, ensure your PayPal account is verified and in good standing, with a linked email and phone number matching your M-Pesa registration.
Requirements include a Kenyan ID for verification, a minimum balance for transactions, and adherence to daily limits set by both platforms. For those wondering how to link PayPal to M-Pesa app, start by downloading or updating the M-Pesa super app from Google Play or App Store.
Open the app, enter your PIN, and navigate to the Global Payments or Finance section. Tap on PayPal, re-enter your PIN for security, and select Link Account.
You’ll be prompted to log in with your PayPal credentials—email and password—then confirm the connection by authorizing the linkage. This process typically takes under five minutes and requires a stable internet connection.
Once linked, the app displays your PayPal balance alongside M-Pesa funds, enabling easy monitoring. Withdrawing from PayPal to M-Pesa via the app is straightforward post-linking. In the M-Pesa app, go to the PayPal section, select Withdraw, enter the desired amount in USD (converted automatically to KES), and confirm.
Transactions process within 2-4 hours, though some users report instant transfers during business hours. Fees include a 3% charge from PayPal plus M-Pesa’s standard withdrawal rates, with a minimum transaction of Ksh 100 and a daily limit of Ksh 150,000.
This method bypasses third-party services, reducing costs compared to older alternatives like bank wires. Depositing from M-Pesa to PayPal follows a similar path, supporting top-ups for online purchases or international payments.
After linking, select Top Up or Deposit in the app’s PayPal menu, input the amount in KES (converted to USD), and approve with your PIN. Funds reflect in PayPal within minutes, ideal for Kenyans funding e-commerce or freelance gigs.
Limits cap at Ksh 300,000 per day, with a 1.5% fee from M-Pesa and potential PayPal conversion charges. Users must ensure their PayPal account accepts incoming funds, as personal accounts have restrictions on receiving business payments.
The 2025 updates stem from Safaricom’s push for in-app integrations, rolled out in July, making the M-Pesa super app a one-stop for global finances. Freelancers, who earn via platforms like Upwork or Fiverr, benefit most, as direct PayPal M-Pesa transfers cut down on exchange losses and delays.
However, challenges persist, such as occasional app glitches or verification hurdles for new users. Experts recommend backing up transaction receipts and contacting Safaricom support via 100 for issues.
Social media reactions show enthusiasm, with Kenyan users sharing success stories of quick withdrawals post-update. One thread highlighted how the app’s PayPal feature saved time for remote workers, avoiding the soon-to-be-defunct web portal.
As digital payments surge in Kenya, this integration aligns with the Central Bank’s efforts to promote financial inclusion, potentially boosting e-commerce by 20% according to recent reports.
As the Thunes service ends, users are urged to link PayPal to M-Pesa app immediately to avoid disruptions in withdrawals and deposits. Safaricom has assured seamless migration, with tutorials available in the app for guidance on how to withdraw PayPal to M-Pesa.
The shift emphasizes app-centric banking, where linking PayPal to M-Pesa app streamlines international transfers for everyday Kenyans.
With low fees and high limits, it positions M-Pesa as a gateway for global finance, encouraging more users to explore deposit M-Pesa to PayPal options.
In conclusion, mastering how to link PayPal to M-Pesa app opens doors to efficient withdrawals and deposits, transforming how Kenyans handle cross-border money. As updates continue, staying informed ensures smooth PayPal M-Pesa transfers in this evolving landscape.
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