How to register NHIF membership and make NHIF payments using Safaricom paybill number
National Hospital Insurance Fund (NHIF) membership registration and NHIF paybill number

The National Hospital Insurance Fund (NHIF) is a government-run health insurance business that covers Kenyan individuals who meet certain criteria. 


Kenyans above the age of 18 are eligible to register and contribute every month.


A monthly contribution of Ksh.500 is sufficient to trigger the health cover. Employers must deduct and remit a set amount for people who are employed, based on individual pay levels.



How to Make an M-Pesa Payment to the NHIF


Kenyans who are self-employed or any other citizen who wishes to make a voluntary contribution to the NHIF can do so by using the NHIF pay bill number. The following is a stage process reference on how to make your monthly M-pesa contribution;

  • Select the lipa na M-PESA option from the M-Pesa menu.
  • Choose the option to pay your bill.
  • Enter the NHIF Business Number 200222 in the box below (NHIF PayBill Number)
  • Account Number is the number on the contributor's national identification card.
  • Press OK after you've entered the amount you want to send.
  • Fill in your M-Pesa pin.
  • After you've double-checked that the information is right, click OK.
  • M-pesa will send you a confirmation SMS after your application has been submitted successfully.

Online Requirements for NHIF application 


Membership; How to Apply for NHIF Membership? Before applying for an NHIF card, make sure you have the following items.

Kenyans residents 


  • A scanned copy of the original identification card.
  • Where applicable, a scanned copy of the marriage certificate
  • A recent clear passport-sized photo of the applicant and, if relevant, their spouse

Residents from other countries.

  • Scan of work permit, passport, or alien certificate, as well as that of a spouse, if appropriate
  • When applicable, a scanned copy of a colour passport-size photo, including that of a spouse and dependents.

After getting the necessary documents;

  • Go to http://www.nhif.or.ke/healthinsurance/registeronline and fill out the form.
  • Choose between being self-employed and working for someone else. Employers must register their employees and make contributions under the legislation.
  • Choose whether you want to apply as a Kenyan citizen, a student, or an international student.
  • A page with a form to fill out with the required information will display. Fill in all of the required information without making any mistakes during registration.
  • Upload and attach scanned copies of any relevant documents, such as an ID card, an alien certificate, or a passport.
  • Upload a scanned copy of your most current passport photo, as well as your spouse if you're married.
  • If applicable, include a marriage certificate.
  • Check to see if everything is in order, and if it is, click Save to apply the changes.
  • You should go to the NHIF office at your nearest Huduma facility after completing the application.

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